Preheat the oven to 350°F (175°C).

In a mixing bowl, combine the shredded cheddar cheese, flour, softened butter, garlic powder, and salt.

Mix until a dough forms.

Scoop tablespoon-sized amounts of dough onto a baking sheet lined with parchment paper.

Bake for 15-20 minutes or until golden brown.

Preheat the oven to 350°F (175°C).

In a bowl, mash the ripe bananas.

Stir in the oats and honey until well combined.

If desired, fold in chocolate chips.

Drop spoonfuls of the mixture onto a baking sheet lined with parchment paper.

Bake for 10-12 minutes or until lightly golden.